This is the website of PensionPal Limited ("PensionPal"). Use of this website is subject to the following terms of use.

Legal disclaimer

This information and the services provided on the PensionPal website do not constitute actuarial, investment, legal, financial or tax advice. The website is intended to provide general information only and does not attempt to provide advice of any sort relating to the particular circumstances of your organisation.

This website is made available on the basis that PensionPal excludes, to the fullest extent lawfully permitted, all liability whatsoever for any loss or damage however arising out of the use of this website or reliance upon the content of this website. PensionPal does not exclude PensionPal's liability for any matter which it would be illegal to exclude or attempt to exclude.

If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected.

Representation and Warranty

PensionPal makes no representation or warrant that the functions of the website will be uninterrupted or error free, or that defects will be corrected. Access to the website may be suspended or restricted at any time.

PensionPal makes no representation or warrant that this website or the server that makes it available are free of viruses or bugs.

Links to other websites

Where this site contains links to a third party site you should be aware that PensionPal is not responsible for the content of the linked website. The existence of a link on this site does not imply any endorsement or approval of any goods, services, opinions or other material(s) of any sort made available on or through linked websites, nor does PensionPal take any responsibility for the opinions of third parties (if any) expressed on or through this site.

Links to this website

You may not create a link to this website from another website or document without PensionPal's prior written consent. Our written consent will not be unreasonably withheld.


The content and design of the website pages are subject to copyright owned by PensionPal (© PensionPal 2006 - 2022). Reproduction is prohibited without PensionPal's prior written permission. You may, however, download or print material for your own personal non-commercial use.

You may download or print material that you or your fellow board members (or other authorised users) have personally input onto the website.

The software which operates the PensionPal website is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.


The client specific area of the PensionPal website is only available to authorized users and access is controlled using unique usernames and passwords. You are solely responsible for the confidentiality and use of your username and password. You agree to immediately notify PensionPal if you become aware of any unauthorised use of a username or password to gain access to the website.

Change of terms of use

PensionPal may alter, adapt or otherwise change these terms of use from time to time. Your use of this site or any service(s) made available on or through it will constitute acceptance of those amended terms of use and you should review them before making any further use of this site.

Law and Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising between PensionPal and users or visitors to the website shall be exclusively subject to the jurisdiction of the courts of England and Wales.

About us

This site is operated by PensionPal Limited (company number: 5698722) whose registered address is:

10 Oolite Grove